There's a lot to love about Samsung's state-of-the-art Galaxy S20 Ultra, the slightly humbler S20+, and even the "entry-level" S20 variant that includes everything from a beautiful 6.2-inch Dynamic AMOLED display with a 120Hz refresh rate option to a sizable 4,000mAh battery and impressive (at least on paper) 12 + 64 + 12MP triple rear-facing camera setup. Of course, the pricing structure is on par with the remarkable specifications of the S20 lineup, starting at no less than a thousand bucks. To make it easier to swallow that pill, everyone from Verizon, AT&T, and T-Mobile to Best Buy, Amazon, and naturally, Samsung itself unveiled killer introductory promotions ranging from massive trade-in discounts to customary BOGO arrangements and free credit to purchase accessories from the world's largest smartphone vendor.

But arguably one of the best Galaxy S20 and S20+ deals available right now somehow managed to fly under our radar all this time, giving you the chance to effortlessly save a cool $200. The instant Walmart discount comes with (almost) no strings attached whatsoever, simply requiring you be an upgrading AT&T or Verizon customer willing to pay for your hot new high-end phone in monthly installments.

Technically, you should be able to save the same 200 bucks with an eligible carrier activation of the S20 Ultra as well, but for some reason, the 6.9-incher doesn't seem to be available at the time of this writing on Walmart's official website for AT&T and Verizon subscribers. Meanwhile, Big Red has yet to release a "regular" Galaxy S20 variant compatible with the nation's top wireless network, so if you're on Verizon and want to take advantage of this deal, you'll need to get the S20+ starting at $41.62 a month.

That adds up to around $1,000 after 24 payments, and the same goes for the reduced total price of the AT&T-specific Galaxy S20 Plus after 30 installments of $33.30 a pop. Upgrading AT&T customers will cough up $200 less in total for the 6.2-inch S20 at Walmart after a markdown from $33.34 to $26.63 in monthly payments. 

Keep in mind that the $200 savings are "instant", which means you won't have to put up with any bill credit nonsense, and this Walmart promo can be combined with Samsung's $100 and $150 store credit offers for the S20 and S20+ respectively. You also need to remember these phenomenal phones are not ready to ship just yet, and the sooner you pre-order them, the sooner you should be able to hold them in your hands.

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Adrian, a mobile technology enthusiast since the Nokia 3310 era, has been a dynamic presence in the tech journalism field, contributing to Android Authority, Digital Trends, and Pocketnow before joining PhoneArena in 2018. His expertise spans across various platforms, with a particular fondness for the diversity of the Android ecosystem. Despite the challenges of balancing full-time parenthood with his work, Adrian's passion for tech trends, running, and movies keeps him energized. His commitment to mid-range smartphones has led to an eclectic collection of devices, saved from personal bankruptcy by his preference for 'adequate' over 'overpriced'.

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